Press Release Summary = In today\'s world, auto insurance is an absolute necessity. But, while you might not be able to escape buying insurance on your vehicle, there are ways to lessen the financial pinch. Here are some tips for striking the best deal on auto insurance, along with some recommendations for things to look for when buying insurance.
Press Release Body = FOR IMMEDIATE RELEASE 12/12/2005
Auto Insurance Tips For Saving Money This Winter
In today\'s world, auto insurance is an absolute necessity. But, while you might not be able to escape buying insurance on your vehicle, there are ways to lessen the financial pinch. Here are some tips for striking the best deal on auto insurance, along with some recommendations for things to look for when buying insurance.
1. In order to obtain auto insurance at bargain basement rates, it is absolutely imperative that you do some comparison shopping. Experts recommend that you obtain at least three insurance quotes before making a final decision. A number of companies have information on the Internet that can help you in making your choice. As an alternative, your state insurance department can offer comparisons of prices charged by various insurers.
2. You can seek higher deductibles in order to reduce your costs. For example, if you raise your deductible from $200 to $500, you can lower your collision and comprehensive coverage by as much as 30 percent. Another option is to eliminate collision and comprehensive coverage altogether, if your car is an older model. For instance, if your automobile is worth less than ten times the premium, the additional coverage may not be worth it. In order to find out the value of your car, consult Kelley\'s Blue Book at www.kbb.com.
3. Be familiar with discounts at your current auto insurance company. For instance, you can get a discount if You can purchase auto insurance from the same company that provides your homeowners insurance. Also, if you have more than one car insured with the same company, you could receive an additional break. In addition, if you are a customer of long standing, your insurance company may reduce your rates.
4. Keeping your credit record in tip-top shape could also reduce your insurance expenses. This means you must try whenever possible to pay your bills on time, to reduce your outstanding credit balances, and apply for only as much credit as you need.
5. You might be able to obtain a fee reduction for driving a lower than average number of miles each year. Carpooling to your place of employment could also result in insurance cost savings.
While price is important, it is only one consideration when selecting an insurance carrier. When purchasing auto insurance, you should pay close attention to the terms of the policy, the method of payment required, and the professionalism of the agent. It is perhaps equally important to look for a company that you feel you can trust...that will handle your claim quickly and efficiently.
Contact Mark Drew for more insights into this topic at webmaster@auto-insurance-spot.com. You can also find a directory of auto insurance companies at: http://www.auto-insurance-spot.com.
About Auto Insurance Spot:
http://www.auto-insurance-spot.com contains a directory of auto insurance companies across the United States.
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